Philippians 2:12 “Wherefore, my beloved, as ye have always obeyed, not as in my presence only, but now much more in my absence, work out your own salvation with fear and trembling.”
Paul wants his readers to know what they stand for and on. Our understanding and experience are what helps us to grow to be the Christians that our salvation has enabled. If we are not in God’s word, if we are not praying, if we are not trying to serve God, and not in fellowship with other Christians than we are not working out our own salvation and we are not in obedience to God. It shouldn’t take an overseer to get us going constantly.